For Many Workers, Our Healthcare System is Broken

Rising Cost of Employee Benefits

  • Cost Increase Over Time: Over the past 10 years, the average premium has risen by 54%*

  • Reduction in Benefits: Higher Deductibles and Limited Networks

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Access to Care

  • Local Care: Members are unable to find care in their area

  • Convenient Options: Limited doctor selection and commute times in some areas decrease proactive behavior

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Limited Solutions for Employers

  • Reducing Benefits Further to Control Rising Costs:

  • • Increases Employee financial burden
  • • Decreases Employee satisfaction
  • • Disenfranchised workforce
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A Population Health Program Can Help

We can help your company to engage employees, increase access to care, improve health outcomes while mitigating claims on your underlying health plan

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Engage Employees

Incentivizes Employees to be active about their health every step of the way

Increase Access to Care

Separates Health Care from Health Insurance by providing entire population with a Dedicated Care Team.

Improve Health Outcomes

By Eliminating Cost as a barrier to care, employees are empowered to be proactive in their healthcare

Claim Mitigation

Improve Performance on your underlying health plan by shifting claims to Dedicated Care Team

Claim Savings and Improved Outcomes

The company gets a Dedicated Care Team and each participating member gets a named Physician, Nurse and Care Navigator delivering better care and lower costs.

A Population Health Program eliminates cost as a barrier of entry for Employers by creating a guaranteed fixed savings to offset the Employer Side spend.

Direct Primary Care Savings

Simplified Enrollment

Lower inpatient Hospital admission rate

Reduction in emergency department usage

*Source – Direct Primary Care: Evaluating a New Model of Delivery and Financing

Designed as a “Turn-key, Net Positive” solution for Employers

  • PHIPs overlay the underlying health plan

  • PHIPs strengthen (not replace) existing relationships

  • PHIPs work in conjunction with (as well as compliment) existing benefit offering

  • PHIPs can be installed at any time without making ANY changes to existing health plan

  • PHIPs provide benefits to ALL employees (even if not on health plan) AND their dependents

  • PHIPs are designed to drive long term savings

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Employee Participation is Key

Unlimited Access to Care

Helps to drive participation by providing entire household with unlimited access to care, 24/7/365 at no added cost.

Personalized Engagement

Each month, every participating employee is provided with a curated wellness activity designed by the staff physician.

Immediate Financial Incentives

When employees engage with the platform by completing their wellness activity, the underlying Indemnity Policy pays a claim to the employee.

Increased Take Home Pay

When you factor in the savings generated through a reduction in taxable income, combined with a claim paid directly from the carrier for engaging with the platform – Employees see a net increase in Take Home Pay.

Custom Solutions: Build a Program to Fit Your Business

Every business has different needs. We offer additional options to fill gaps and to customize business specific solutions. We work with companies and/or their brokers to ensure a compatible strategy.

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Mental and Behavioral Health

Unlimited Master’s level therapy

Worker’s Comp Cost Containment

Reduces medical costs, ER and urgent visits, keeps employees on-site for diagnosis and treatment

Clinics

On-site or near-site employee clinics

MEC Solutions

ACA Compliant Minimum Essential Coverage

Workshield

Manages reporting, investigation, and resolution of workplace harassment, discrimination, and misconduct incidents

Employee Assistance Programs

Assists employees with problems that may impact job performance, health, and overall well-being

Premiums for the Overlay Medical Plan are paid through a Qualified Section 125. This results in a reduction in Taxable Income.

  • The Result: :

  • • Employee adjusted gross income will be reduced
  • • Employer’s payroll tax match will also be reduced
  • • The guaranteed savings can be reinvested back into the company
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Employer Costs Offset by FICA Savings

  • Pre-tax Premium:* $1,200
  • Employer FICA match: x 7.65%
  • (Gross tax savings): $91.80
  • Employer Admin fee:* - $30.00
  • Guaranteed savings PEPM: $61.80
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Easy to Implement, Easier to Manage

Imici Health works with companies to minimize the administrative burden that comes with implementing our solutions. Our goal is to provide an easy “set it and forget it” onboarding process where we do all the heavy lifting.

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Outpatient Surgery

A simplified process saves time for both the employer and the employee

Opt-in or Opt-out option

Companies have the choice to either allow employees to opt into the program or auto-enroll them with the option to opt-out. This will maximize participation per company, increasing savings and benefits

Payroll integration

Payroll integration automates the process for employers as well as existing and new employees

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with ImiciHealth

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